Reaching a particular index level alone may not be a sufficient reason to change your mutual fund investment strategy. It s essential to consider your overall financial situation, goals, risk tolerance, and the need for diversification, say experts
Individuals investing via SIPs shouldn t alter their approach. On the other hand, lump-sum investors might consider a cautious approach given the current market conditions.
A Focused Fund is not meant for everyone, as the returns can be quite similar to those of a Flexi-cap fund. Yet for some investors, a focused fund makes sense, but scheme selection is crucial.