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A recent decision from the North Carolina Court of Appeals illustrates the wrong way to refinance a loan. In Midfirst Bank v. Brown, a refinancing lender cancelled a. ....
In Midfirst Bank v. Brown refinancing lender cancelled deed of trust that should have been assigned to it and failed to conduct title examination. This bank made loan secure by property subject to large senior lien. Upon foreclosure, bank's deed of trust was extinguished. ....