tear apart the euro currency. in washington, where the super committee was a super failure. and in our own bank accounts, where incomes are falling, and americans are dipping into their savings to pay the bills. yet everywhere, you re being cheerleaded to spend money, lots of money for the holidays. $704. the national retail federation projects that s how much you ll spend over the holidays, and consumers are more than halfway there. where is all of that money coming from, and have we learned nothing? rick newman is the chief business correspondent for u.s. news. rick, they re trying to tell us to party like it s 2005. the contradiction between what s happening in washington and in europe, and then what america is trying to do for the holidays is pretty stark. you know, you see these numbers about how much money people are spending for the holidays and it reminds you back when people suddenly had expensive cars in their driveway, boats, fancy vacations. you wonder, how are