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Readers discuss how Medicare has overpaid private-sector Medicare Advantage insurers by billions of dollars. Also: Grass-roots fund-raising; campaign debates.

New yorkUnited statesSan diegoColumbia universityUniversity of california san diegoPamela mercierJames robinsonJudith steinTiffany mullerBob reissRichard kronickJohn sarbanesCheryll kunisRoots fundOnline fundHuman services