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Sharing reductions that was never appropriated by the congress that passed the affordable care act, and previous congress, and now we have a new congress and new white house who are still engaged in a legal battle with the attorneys general, and concerns that neither party wants to fight for the cost sharing reductions. about the cost sharing reductions, and it is important for people to understand what they are, they are a government solution to a government-created problem. the reason that we have high out of pocket costs because when the government said that insurance plans have to cover a-b-c-d, the insurers looked to narrow the networks or cut the coverage on other a areas. and peter, so what is your reflection on the latest decision? i noticed that particularly the courts ruled with some economic emphasis that without protection, each state could be burden tord bankrued or bankrupg ....