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Consumers are being dealt a poor hand on annoying card 'holds', says JEFF PRESTRIDGE

It is when a company temporarily blocks a set amount of your card s outstanding credit limit to ensure you have the means to pay for goods you have yet to receive.

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Booze cruise can save you cash AND get you in the Christmas spirit

There is a little-known VAT loophole that still allows you to reclaim at least 15 per cent tax off your bill.

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