i m pleased to co-chair this hearing on the present and future impact of virtual currency. my friend senator merkel and i appreciate the work senator heller has done and senator kirk will be joining us as well. we re going to do this a little different because it s a joint subcommittee hearing i will chair the first panel and the senator will chair the second. the uses of virtual currencies have proliferated in recent years. my hope for this hearing is to educate the senate members and others and start the education of the public about virtual currencies, including the potential and drawbacks. i also hope to explore how regulators are keeping up with this technological innovation to protect consumers. i ve got a full statement here but i actually have to acknowledge that i ve been following this development of bit coins for the last two months. i would think i m only starting to wrap my head around the potential upside, downside, regulatory issues, monetary
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