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10 Mar 2021 Financial wellness. Is it a number? A state of mind? The size of your Thrift Savings Plan or 401(k) account? I d say the answer more closely resembles a philosophy essay than a math problem. However, one word that merits consideration as part of the answer is comfortable. Last year in Schwab s 2020 version of its Modern Wealth Survey, respondents were asked at what net worth that s assets minus liabilities someone would be considered comfortable. Interestingly, the answer varied based on the age of the respondent and the timing of the response. On the whole, Americans feel like a net worth of just under a million is enough to put you in that comfortable zone. Curiously, the number shrunk to $634,000 for those who responded last summer during the pandemic. ....