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Looking at the current projections on what looking at the current projections on what has happened to real household disposable income in the next year household disposable income in the next year or two, it is falling because next year or two, it is falling because obviously wages are rising but not because obviously wages are rising but not as because obviously wages are rising but not as fast as prices and at the same but not as fast as prices and at the same time but not as fast as prices and at the same time taxes are rising. so all of that same time taxes are rising. so all of that is same time taxes are rising. so all of that is hitting households and with the of that is hitting households and with the freezing of the tax allowances and further tax rises, yes, allowances and further tax rises, yes, the allowances and further tax rises, yes, the chancellor couldn t have been yes, the chancellor couldn t have been clearer, everyone will be hit by this been ....