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Zeitliche Beschränkung der Lenkerberechtigung

Zeitliche Beschränkung der Lenkerberechtigung
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Liability Policies With "Virus" Exclusions May Not Protect Businesses From COVID-19 Related Claims | Chartwell Law

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As the incidences of infection exponentially grow, we anticipate that many businesses, particularly service industries, would likely face a surge of claims from clients, members of the public, and their employees for the negligent transmission of COVID-19 or the failure to adequately protect them from contracting COVID-19. In turn, these businesses would look to insurers for coverage for COVID-19 or other communicable infection-related claims.
However, to avoid coverage for claims for the transmission of, or exposure to communicable diseases, many insurers have included a communicable disease or virus exclusion in a standard homeowner policy or commercial general liability policy. The language and clauses used in those exclusions are key to an understanding of whether coronavirus related losses will be covered under these policies. ....

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