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Robo-Advisor vs. Target-Date Fund: Which is the Best Way to Invest?

Whether you're new to investing or have been diligently contributing to a 401k for years, you may be considering the best way to invest. Suppose you don't want to use a financial advisor or wealth. ....

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Ask an Advisor: We Have $1.6M in a 401(k) Plus Another $650k and Social Security. Should We Shift Assets to a Target Date Fund or an Annuity?

We have a combined pension and Social Security income of $8,400 per month that will only drop to $6,730 if one of us passes away. Our RMDs will start soon and we have $1.6 million in a 401(k) which we feel we can use a low-cost (expense ratio 0.12%) total return target fund to avoid […] The post Ask an Advisor: We Have $1.6M in a 401(k) Plus Another $650k and Social Security. Should We Shift Assets to a Target Date Fund or an Annuity? appeared first on SmartReads by SmartAsset. ....

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