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TMB Bank : Management Discussion and Analysis Quarter 1 and 3-month period ending 31 Mar 2021 (Unreviewed)


Executive summary: Economic review & outlook
Thai economy in 1Q21: Regarding the recurrent wave of COVID-19 infection in December 2020, the growth of economic activities decelerated from the expected pace of continuous rebound even with much less strict outbreak controlling measures compared to the enforced nationwide lockdown in the first outbreak last year. Private consumption accordingly contracted from the drags of weak employment situation, uncertain personal incomes and declining consumer confidence. Despite these fragile conditions, there were still supports from government s stimulus measures such as co-payment subsidy program and financial aid scheme, totally amounting to more than 2,000 billion baht, which helped sustain households consumptions. Meanwhile, tourism sector overall remained in contraction due to the prolonging cross-border travel restriction and the decline in domestic tourism at the beginning of the year. With the rebounds of trading p ....

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