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Bitcoin is now 12 years old. Although it has managed to fend off all newcomers to date, its time at the top may be coming to an end. That’s according to Fahad Kamal, the Investment Chief at private bank Kleinwort Hambros. Kamal likens the situation to the tech boom of the late nineties going into the new millennium. Not only was it a time of massive capital inflow, as we see now in crypto, but history shows that many pioneering projects faded as the competition got better. From a technical standpoint, Bitcoin is a dinosaur compared to the latest third-generation blockchains. While nothing matches its network effect at present, is Bitcoin on a downward path? ....