PAG-IBIG. Officials of the Pag-IBIG Fund from the Ilocos area, at a press conference on Tuesday (July 5, 2022) in Baguio City, say members can borrow the agency's funds, especially during emergencies. Mervin Pereda (right) said they offer low-interest rates without filing fees and without deducting advance interest from the loan amount. (PNA photo by Liza T. Agoot) BAGUIO CITY - Officials of the Pag-IBIG Fund in the Ilocos Region have expressed hope that their more than 400,000 members in the region and neighboring provinces will avail of the agency's low-interest emergency loans which are easy to avail of and get released in just two days. Mervin Pereda, area head for Pag-IBIG-Ilocos Region, said that of the more than 400,000 members in the "Ilocos areas" that cover Baguio City, Benguet, Mountain Province, Abra, Ilocos Sur, Ilocos Norte, La Union, and Pangasinan, only about 19,000 are availing of loans. In Baguio, Benguet, and Mountain Province alone, out of the 130,