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If no one depends on your income for support, you probably don't need life insurance at all. Your need for life insurance changes with the stages of your life, starting with little to no need when you're young, progressing to greater and greater necessity as you take on more and more responsibility, and finally beginning to diminish as you grow older and your responsibilities wane.Insurance is there to protect you, your family and the living standard you have or are working towards. When you thi ....