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Insurance scam! Bajaj-Allianz Insurance illegally holding your money I just wanted to point out my bad experience here, but turns out that there s a scam happening here. I had discussed this casually with our family lawyer and he said that they have received around 6 official complaints in Cochin alone. Customers take the premium, Bajaj Allianz delay in submitting the policy and finally issue the refund (around 3 to 4 weeks, they will be holding customers money. In many cases, they don t issue the refund and customers will have to run behind it). Imagine, if this is the case in Cochin alone (this is just what our lawyer came to know), what would be the case across India. They will be holding crores of money. It s definitely a scam happening. So I just wanted everyone to be aware of this. ....