Top up your existing base health policy with a new super top-up policy where you can choose to have a deductible of your original sum insured in your previous policy
Keeping in mind the uncertainties and medical inflation, a cover of at least 10-15 lakhs per person is advisable. However, it is best to have the maximum coverage that you can afford.
Need to boost your health insurance policy? Here s how to go about It - You cannot possibly predict accidents or the need for any major treatment years before. But you can always stay prepared to finance them