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All right, folk, it aint all pretty, but liz is. Liz oh, charles, thank you so much is. [laughter] and the markets arent bad looking either. Okay, enough. We are watching the markets always very closely as we kick off the final hour of trade. Right now green on the screen. Folks, the s p 500 at a record, it needs to close up 32 points. Right now it is up 47. The nasdaq needs to be up 243 points for a record. It was but right now its up 227. So slightly below that. But at 3 p. M. Eastern, right now, we are also keeping our eye out on the credit card issuers and some of the big banks behind them as we wait headlines from the feds Monthly Consumer credit report. May have the power to move the markets. Its released on the fifth business day of the month. Its almost a temperature gauge of Consumer Health because it covers most credit extended to individuals including auto and student lobes, but it ex loans, but it excludes loans secured by reality. Last month the Federal Reserve bank of new

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