questions from the audience. the parties have made policy pledges and the conservatives have said they will raise child benefit tax threshold to £120,000 and charge it to households rather than individuals. labour have said if it wins power, it would make permanent a skin that ensures low deposit mortgages are available for first time buyers a scheme. the lib dems have offered a bad month of paid leave for new fathers and a doubling of statutory maternity pay dad month. tom symons is in swindon on the campaign trail with the conservative campaign. this apology from the prime minister, unusual to get that, especially in an election campaign. an election campaign. senior election watchers an election campaign. senior election watchers are - an election campaign. senior election watchers are calling | an election campaign. seniorl election watchers are calling it an election campaign. senior i election watchers are calling it a disaster for the conservatives and it looks like a
charge it to households rather than individuals. labour says it will ensure low deposit mortgages are available for first time buyers. ensure low deposit mortgages are available forfirst time buyers. the liberal democrats have offered a dad month of paid leave for new fathers and a doubling of statutory maternity pay. i am joined by christine from the institute for fiscal studies. if i can go through some of those policies. the conservative pledge on raising the child benefit tax threshold, can you explain what they offer is? bit child benefit tax threshold, can you explain what they offer is?- explain what they offer is? at the moment child explain what they offer is? at the moment child benefit explain what they offer is? at the moment child benefit is - explain what they offer is? at the moment child benefit is given - explain what they offer is? at the moment child benefit is given to l moment child benefit is given to all families but then tape it away if one parent earns betw
mortgage guarantee scheme was to mortgages. talk through that. i“i9 mortgage guarantee scheme was to end next summer and it offers commercial lenders the option to take out insurance to cover buyers who default on mortgages that have a very high loan to faro ratio, iea low deposit. that is supposed to make it easier for brokers to offer mortgages to first time buyers who potentially might only have a 5% deposit. that could help first time buyers, because it makes it easier to raise that deposit, but it is important to remember that those buyers are still going to have two pass the mortgage affordability checks and still have to have a sufficiently large income to take out what would be a much bigger mortgage. the people most likely to benefit from this would be buyers in their 30s from better off backgrounds and buying outside of london and the south east. let backgrounds and buying outside of london and the south-east. let me also ask you london and the south-east. let me also ask