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A lot of people have no idea how much money they re bringing in and going out. you ve got to treat it like a business, where every dollar has to be accounted for. the first thing is track every dollar that s coming in and coming out. then the second thing is to cut back on things you don t necessarily need and use the excess money to start investing. so investing is part of it, but being organized and being diligent in your finances are things that anybody can really do. and education is big for us. that s our whole thing as far as our platform. so learning and educating yourself on real estate stocks, crypto, whatever you re interested in is extremely important. we live by the slogan assets over liabilities. so if you make a list of things that are actually bringing money into your life and the things that are taking out, and if you see which one is making a negative impact, it needs to be addressed. we talk about spending, sharing, saving. you can see where the money is going and y ....