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빚투·저금리 최대 수혜자 금융사…상반기 이자이익만 20조원


기준금리 인상 앞두고 예대마진 갈수록 커져
상반기 역대급 실적에 주주 배당도 확대
왼쪽부터 케이비·신한·하나·우리금융 사옥. 각 사 제공
국내 5대 금융그룹이 올해 상반기 이자이익으로 20조원 넘게 벌어들일 것으로 추정된다. 코로나19 확산 이후 생활자금·투자를 위한 대출이 늘어났지만 요구불예금 등 즐가로 예금금리는 낮아져, 은행이 챙기는 예대마진(대출과 예금금리 차이로 생기는 이익)이 커졌기 때문이다. 기준금리 인상을 앞두고 대출금리가 오름세를 보이고 있어 금융그룹의 이자이익은 앞으로 더 불어날 가능성이 높다.
25일 케이비(KB)·하나·우리·엔에이치(NH)농협금융의 상반기 실적 보고서를 보면, 금융지주 네 곳이 올해 1~6월 벌어들인 순이자이익은 16조1429억원에 이른다. 케이비금융이 5조4011억원, 하나금융 3� ....

Lee Kyoung Mi , Financial Group , Si Financial Group , Agricultural Finance , நிதி குழு ,

Few branches to close in People's United takeover: official | Hartford Business Journal


By Zachary F. Vasile, Journal Inquirer
Officials with Buffalo’s M&T Bank now the presumptive buyer of Bridgeport-based People’s United Bank say layoffs and branch consolidations are not a major feature of their plan to combine the two lenders.
During a conference call with analysts Monday, M&T CFO Darren King said projected merger-related savings of $330 million will come mainly from new operational efficiencies, not rationalization of the chains’ respective brick-and-mortar retail banking networks.
“There might be some overlap in some of the geographies with customer-facing folks, but what we really found was not a great degree of overlap in the customer bases,” King said. “And so because of that we don’t anticipate any changes, to speak of, to the folks that talk to customers. As we go into this, our No. 1 priority is protecting those relationships.” ....

New York , United States , New Jersey , Fairfield County , West Virginia , Darren King , Berkshire Hill , Si Financial Group , First Connecticut Bancorp , Farmington Bank , Buffalomt Bank , People United Bank , United Bank , Bridgeport Based People , New England , Wilmington Trust , First Suffield Financial , புதியது யார்க் , ஒன்றுபட்டது மாநிலங்களில் , புதியது ஜெர்சி , ஃபேர்ஃபீல்ட் கவுண்டி , மேற்கு வர்ஜீனியா , டேரன் கிங் , பெர்க்ஷயர் மலை , சி நிதி குழு , முதல் கனெக்டிகட் பேன்கார்ப் ,