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Health insurance comes in handy Nazmul Ahsan, 36, works at a bank in Dhaka as the head of the treasury. He took up health insurance at the age of 29 as a part of his financial planning. Another factor that prompted him to open the policy was the health expenditure in Bangladesh being very high compared to other countries. Besides, out-of-pocket expenditures account for more than two-thirds of the total health expenditure. In 2018, the out-of-pocket expenditure, the payments spent on health directly by households, was 73.9 per cent of the health expenses for Bangladesh, up from 61 per cent in 2000, data from the World Bank showed. ....