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People to check this out frequently? check it out at least once a year, just to see if there are any blemishes. a new study out shows errors are pretty prevalent. gretchen: disputes are not our thing? only 15% of disputes are resolved internally. the rest are passed on. the issue is whether or not all that relevant information you gathered to make your case, document to show there have been errors, letters from lenders, canceled checks, all of that stuff, whether or not it makes it to the relevant parties is questionable. if it doesn t, then how can they conduct an investigation that is honorable? gretchen: the flip side is if you bypass a dispute, it will cost you. right. if you think they have wrongly disputes your dispute, you have the right to take it to court. but if you bypass them all together and go directly to the enders and the lender finds ....