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CIB Marine Bancshares : Shareholder Letter

Bladex announces 1Q24 Net Profit of $51 3 Million, or $1 40 per share, expanding its annualized return on equity to 16 8% in 1Q24

BLADEX ANNOUNCES PROFIT FOR THE FIRST QUARTER 2022 OF $11 1 MILLION, OR $0 31 PER SHARE; ON HIGHER CREDIT PROVISIONS ASSOCIATED TO SOLID PORTFOLIO GROWTH

Bladex Announces First Quarter 2021 Profit of $12 8 Million, or $0 32 Per Share

BUSINESS HIGHLIGHTS Sequential quarterly Commercial Portfolio growth continues the trend that started last year, up 3% QoQ to reach $5.7 billion, driven by higher loan origination (+5% QoQ), with a continued focus on defensive sectors and stricter credit underwriting standards. During 1Q21, Bladex continues to collect virtually all loan maturities (close to 100% since the onset of Covid-19), evidencing the high quality of the Bank s borrower base and short-term nature of its business. As of March 31, 2021, Bladex s credit quality remains sound, with a well-diversified exposure across countries, having 57% of the Commercial Portfolio in investment grade countries, 53% with financial institutions and 18% with sovereign and state-owned corporations. As well, Bladex continues with the downsize of exposures to higher risk sectors since the onset of Covid-19, such as sugar (-46%) and airlines (-67%), now representing 1% and 0.8% of the total portfolio, respectively.

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