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Investment options you can look at beyond fixed deposits when rates are low The gradual fall in FD rates has caused a lot of distress to depositors, especially senior citizens who park a large sum of their retirement corpus in ‘safer’ FDs to earn monthly income. Share Via Email | A+A A- Express News Service NEW DELHI: A five-year fixed deposit (FD) started in April 2016 would have fetched you 7% interest, but now if you want to reinvest the same amount in an FD, the bank would offer you a meagre 5.4% interest. The gradual fall in FD rates has caused a lot of distress to depositors, especially senior citizens who park a large sum of their retirement corpus in ‘safer’ FDs to earn monthly income. ....