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EAGLE RIVER During a presentation of the Copper Harbor Trails Club (CHTC) to the Keweenaw County Board at the regular April meeting, the topic came down to one of liability and who would pay in the event of a catastrophic injury of a user of the mountain bike trails owned by the club and located in Keweenaw County. The trails have been ordered to remain closed until the county and the CHTC can clarify and resolve issues of insurance liability.
Scott Chapin, an insurance agent out of Hayward, Wisconsin, who is a bicycle injury risk specialist, has assisted the CHTC in understanding liability issues and claims, was present for the zoom presentation. He told the board that one of the most prominent claims filed in biking injuries pertains to trails being improperly maintained. ....

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