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As market continues to correct, should you relook at exposure to debt investments in portfolio? Experts say this

As market continues to correct, should you relook at exposure to debt investments in portfolio? Experts say this
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How much money do you need for your retirement? Simply Save

 A vast majority of Indians don’t undertake retirement planning. For the young, it’s not a priority. For the older generation, it is perhaps intimidating. In a conversation with Moneycontrol, Ravi Saraogi, a SEBI RIA and Co-founder of Samasthiti Advisors, talks about how to formulate a basic retirement plan and the key factors to consider. Listen in

Life insurance: IRDAI retracts on low surrender value proposal; know applicable surrender charges from April 1, 2024

The Insurance Regulatory and Development Authority of India (IRDAI) has finalised surrender charges for non-linked or linked life insurance products — traditional endowment policies. The charges will come into effect from April 1, 2024. This decision by IRDAI maintains the status quo on surrender values, meaning minimal change from existing charges. While this benefits life insurance companies, it offers little relief for policyholders seeking more flexibility with their policies.

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