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Home Economics: Your RRSP contribution may not be a no-brainer this year BNN Bloomberg VIDEO SIGN OUT TFSA might be the better tax choice this RRSP season Your annual RRSP contribution may not be a no-brainer this year due to the pandemic. BNN Bloomberg personal finance columnist Dale Jackson warned that anyone who suffered a job-loss or a layoff during the pandemic may want to consider what effect that might have on the potential tax break afforded by an RRSP. If your income was reduced in 2020, it might make sense to hold off and claim your RRSP contribution in 2021 or another year when your income is higher, Jackson advised. . ....