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The Gilmer Mirror  | 4  FIRE DEPT. EARNS RATING THAT COULD CUT YOUR INSURANCE PREMIUMS PFLUGERVILLE – Travis County Emergency Services District No. 2 (The Pflugerville Fire Department) has achieved the highest safety rating a fire department can get, and that may mean lower homeowner insurance premiums for many residents.            An independent rating agency the Insurance Services Office (ISO) determines how safe an area is. Many insurance companies use the ISO rating to set the cost of premiums. Even companies that don’t officially use ISO’s rating system may still informally factor it in when they set their rates.            The lower the ISO rating, the safer an area is deemed to be and the lower the risk for insurers. The lower the rating, the lower the insurance premiums may be.

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