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Will Your Insurance Cover Riot Damages?
Will Your Insurance Cover Riot Damages?
Your insurance will likely cover claims related to civil unrest, but only if you have the right policy.
Photo by Bumble Dee / Shutterstock.com
Riots occurred across the nation in the summer after the death of George Floyd, whose arrest by Minneapolis police was captured on camera. Insured losses totaled more than $1 billion across 20 states by September, according to an analysis by Property Claim Services. It is believed to be the costliest instance of civil unrest in the country.
While we can all hope this period of unrest is behind us, it may leave you wondering whether your vehicle or home would be covered should it be damaged in a riot. The answer depends on what type of coverage you have.