risen more than 400% over ever the last 30 years. things sure have changed. take baby boomers. many were the first in their family to go to college. right? well, today their children and grandchildren may told a degree but it comes at a steep price and they re still looking for a job. student loan debt stands at $865 billion, topping credit card debt for the first time. let s bring in ryan mack, president of optimum capital management, and from austin, and aaron smith, co-founder of the group called yun invincible, a non-partisan organization based on issues facing young americans and a cnn.com contributor. aaron, it s your generation. millennials, ages 18 to 30. how do they feel about this shifting, this shifting situation for education? it costs more. you re not guaranteed a job but you know you need it. there s tremendous concern out there. we know that as young americans that we need that education to get ahead. there s huge benefits from getting a college degree, but a