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Housing is regarded as a significant economic asset because it plays an important role in most societies' socio-cultural, but more importantly, economic status. Without mincing words, the provision of decent housing should be the hallmark of every civilized society and one of the criteria for measuring development. Unfortunately, despite the policies, institutions, and regulations put in place by various administrations since independence, the availability of decent and affordable housing in Nigeria remains one of the most difficult challenges the country faces. ....

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