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New bill would overhaul Florida s auto insurance system SHARE A new bill waiting to be signed could soon cause changes to be made to Florida’s auto insurance system. What You Need To Know Florida is in the top 10 for states with uninsured drivers, according to Insurance Information Institute Senate Bill 54 repeals the Florida Motor Vehicle No Fault Law Opponents say the move will make it easier for people to drive without insurance in the state Lora Wilson was rear ended more than 10 years ago, but that wasn’t the worst part of the crash. “The person who hit me didn’t have insurance to begin with, and certainly caused a whole lot of problems with me, and my insurance, and it took years for my insurance to even settle,” she said. ....