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Competition is the mainstay of many businesses and individuals. How does UPS compete to hire drivers for their trucks? One way might be to offer air conditioning, which has been negotiated for the first time. Lenders and vendors are led by competitive people, and several own interests in major or minor league sports franchises, the latest being Stan Middleman & the Phillies. Competition in the food and beverage industry? SF’s Anchor Steam was scaling back, Tupperware is in rough straits, and now the owner of Pyrex and Insta Pot is filing for bankruptcy! How is the public expected to keep its leftovers!? Builders are out there competing for lots. Residential lenders don’t compete with real estate agents, but NAR is always discussing its lobbying efforts. This week the Mortgage Bankers Association (MBA) is hosting a national, industry-wide campaign to grow its free grassroots advocacy network, the Mortgage Action Alliance (MAA), a non-partisan and effective way ....
Make payments on time. closing accounts can shut your score. the total amount of your available credit is lower and your balances look much larger in comparison. unless you have a massive annual fee, keep your card open. every time you open a new account, your score drops 10 to 15 points. as long as you manage your bills wisely this will only impact your score for a short time. also, beware of retail store credit cards. those credit cards where you get 10% off on the sale? every time you open one of these you re giving the retail lender the ability to pull your credit score and that can lower your credit score, too. for a complete list of credit score killers go to cnnmoney.com. i m not going to let you go before i ask you a quick follow. how much is the derogatory and negative information stay on your mike owe score. most negative credit information remains on your credit report for a maximum of seven years. ....