on the growing controversy and what the future holds for women s sports and the fight to keep it fair. sandra: and for most americans no greater measure of success than buying a home. only under president biden your success will now mean higher mortgage rates and you ll have to help folks who don t have good credit scores. larry kudlow does not like it one bit. defaulting i can ruin my own credit. did we forget about 2008? sandra: good question, larry. he had a lot to say on this controversy move as we were learning about it last night. so, he is here for round two on america reports. welcome back as we roll into a second hour. sandra smith in new york. john: john roberts in washington. as you can imagine, larry has a lot to say coming up. by the year 2000, we should succeed in seeing that every 8-year-old can read independently. today 40% of our nation s 8-year-olds are not reading as well as they should. and that is the main reason we have launched america rea
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What hasn t been done so far as i know is never penalized middle class people who have saved a nest egg, played by the rules. sandra: diligently paid off their debts. put down 15 to 20% everybody should put 20% down for a mortgage, you would have far fewer defaults. never penalized those people. this is a middle class tax hike. this is like a responsibility tax. they did everything they are supposed to do and now they are going to have to pay a higher mortgage rate and by the way, market rates are falling, so that s not cool. a higher mortgage rate with more points just because they had put down 15 to 20%. that s just crazy. or they had a good fica score, what, 680 or 700. this is what you want. we are we are incentivizing bad behavior. that s what we are doing. sandra: this spells it out and just the details that we are learning of, we parsed through the fannie mae and freddie mac,