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Insurance – Disability benefits – Statute of limitations

Where a plaintiff has asserted a breach of contract claim over disability benefits, the plaintiff’s breach of contract claim is time-barred for any benefit period earlier than Dec. 12, 2016, but there is a triable breach of contract claim for damages arising from any unjustified delay by the defendant insurer in granting benefits. “Presently before ....

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What Are Insurance Riders?


What Are Insurance Riders?
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Money101-Riders
A rider also known as an insurance endorsement is an optional provision that can alter the coverage of a standard insurance policy. Riders can be used to add benefits to a policy or to amend its terms, which allows for customization without having to cancel the policy or purchase a new one.
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What You Should Know
Riders can help policyholders customize insurance products to meet their particular coverage needs by addressing issues or items that are not in the original policy contract.
A rider is not a standalone product, but rather a provision to an existing insurance policy. ....

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