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Over half of Finns spend as much as they earn, with 22% living beyond means

A recent report by Intrum has revealed a concerning financial trend among Finnish consumers: over half are spending as much as they earn, and 22% are living beyond their means. The European Consumer Payment Report highlights the financial challenges faced by consumers, with 75% of respondents in Finland admitting to either breaking even each month or overspending. ....

Reetta Lehessaari , European Consumer Payment Report ,

Rising difficult indebtedness among young adults calls for new measures to prevent issues

The removal of many Finns payment default entries shortly after the credit information law amendment came into effect in December 2022 was a positive development. However, an analysis of debt collection data by Intrum reveals that the proportion of heavily indebted individuals among all debtors has been steadily increasing since 2019. The most significant growth has been observed in the age group of 18-24-year-olds. ....

Minna Markkanen , Reetta Lehessaari , Head Of Collection Services At Intrum , Collection Services , Guarantee Foundation ,