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Central govt employees, private employees can't claim LTA if they don't follow these rules; LTA eligibility, other latest updates

Central govt employees, private employees can't claim LTA if they don't follow these rules; LTA eligibility, other latest updates
indiatimes.com - get the latest breaking news, showbiz & celebrity photos, sport news & rumours, viral videos and top stories from indiatimes.com Daily Mail and Mail on Sunday newspapers.

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What to do if your employer does not deposit EPF contributions in your account

It may happen that certain contributions are missing from your Employees Provident Fund (EPF) account. This may be due to employer not depositing the EPF contributions on time. In such a case, what can employee can do. Where can an EPF member file a complaint regarding the missing EPF contributions from EPF account. ....

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elss mutual fund: Invest more than Rs 1.5 lakh in ELSS mutual fund to claim full benefit under section 80C: Experts


Suggested InvestmentHorizon: >3 years
Time taken to doublemoney: 1.1 Years
Chartered Accountant Naveen Wadhwa, DGM, Taxmann.com says, Section 80C allows deduction in respect of various investments such as a subscription to units of ELSS, ULIPs, etc. The Indian Stamp Act provides for the levy of stamp duty at the rate of 0.005% on purchase of units. If an investor is investing Rs 50,000 then stamp duty of Rs 2.5 shall be levied, and a balance amount of Rs 49,997.5 will be invested in the units. The provision is silent whether the amount of deduction under Section 80C shall be arrived at before excluding or after excluding the stamp duty. It is advisable to claim the deduction for the net amount, that is, after excluding the stamp duty. ....

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Invest more than Rs 1.5 lakh in ELSS mutual fund to claim full benefit under section 80C: Experts


Synopsis
According to chartered accountants, this is necessary to claim the full tax-saving benefit of Rs 1.5 lakh, which is the maximum allowed under section 80C.
iStock
Effective from July 1, 2020, investments in equity mutual funds attract stamp duty at the rate of 0.005%.
If you are investing in an equity-linked savings scheme (ELSS) to claim the tax benefit under section 80C of the Income-tax Act, 1961, then do make sure that you have invested marginally more than the specified limit of Rs 1.5 lakh in a financial year. According to chartered accountants, this is necessary to claim the full tax-saving benefit of Rs 1.5 lakh, which is the maximum allowed under section 80C. However, in order to do this you may have to end up investing at least Rs 500 more than Rs 1.5 lakh i.e. Rs 1,50,500 in case of a lump sum investment. In case of SIPs, the amount may have to be more. ....

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Provident fund: How EPF discriminates against those who need it the most | India Business News


An employee participating in EPF has rendered continuous service for five or more years;
Or, if before 5 years, the employee’s service has been discontinued on grounds of ill-health, or by contraction or discontinuance of employer’s business or other causes beyond the control of the employee.
In other circumstances, the accumulated balance withdrawn within five years of continuous service is considered as taxable income.
During the Covid-19 pandemic, many employees lost their jobs due to business uncertainties. The following illustration brings out the taxability of EPF withdrawal in different cases/ circumstances (all figures in Rs): As Rohan’s employment was terminated by his employer, the EPF balance withdrawn by him will be exempted from tax. ....

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