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Incentives won t change. i think this gets to an interesting point. what the i think that the question is can the can the rules change the norms, right? there are certain norms on wall street and i think they re toxic. you have a great charge i m taking from your book and i quoted in my own book. this is a sign that was up that you saw in an investment banker s cube call and it s called process for a high yield deal. on the one side is the official version. pitch prospective cliechlt tell them how great wre at raising junk, meaning junk bonds. the real deal is lie, cheat, steal, and bad mouth your competitors to win the business. and it goes on from there. that to me is a big question. ....