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The study reveals that there is an increasing acceptance of credit among young Indians, with 22% taking their first personal loan and 24% taking a credit card before the age of 25.
Do not be tempted to overspend, pay your credit card dues in full before the due date, and do not chase milestone benefits linked with your card. Most of all, learn to live within your means.
You can apply for a credit card from a bank you have your salary account with or opt for a secured credit card. Top tips: purchase consumer electronics on monthly instalments and, most importantly, repay before the due date to build a good credit history.
Get latest articles and stories on Business at LatestLY. Paisabazaar, India s largest digital marketplace for consumer credit and free credit score platform, announced today that over 30 million consumers have checked their credit score on its platform in the last 6+ years. Paisabazaar offers consumers their credit score and report, with free lifetime tracking through partnerships with all four credit bureaus in the country. Business News | Paisabazaar s Credit Awareness Initiative Reaches 30 Million Consumers from 823 Cities; 67 Per Cent Consumers from Non-metros.