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Scottsdale, Ariz. Financial Crises “Can Financial Crises Be Predicted” (January-February, page 10) cited banking crises in 42 countries from 1950 to 2016. The United States had 47 recessions from its inception to the present. From 1937 to 2020 there were 14 recessions and depressions within 83 years, but their frequency was reduced by governmental regulations lately. Now they are easier to predict: the last recession before the pandemic was 13 years ago, prior to that 7 years ago, before that 10 years ago, before that 9 years ago. So, because of the U.S. government’s modern-day intervention, we can expect the Wall Street bankers to drive themselves into bankruptcy, so we, the people can bail them out with our tax money about every decade. Who said that financial crises are hard to predict? ....
Photograph by Harvard Magazine/JC Among other findings, Harvard’s 2019 “pulse survey,” the foundation for much of the University’s current work on diversity and inclusion, revealed pronounced gaps between first-generation students and almost every other cohort in their degree of comfort within the community. In response to the baseline prompt, “I feel like I belong at Harvard,” just 59 percent of students whose parents had a middle-school education or less agreed; the figure was just 68 percent among those whose parents had high-school degrees. In contrast, among students, faculty, and staff members as a whole, 77 percent agreed including 74 percent of students (see https://pulse.harvard.edu/results). ....