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LOS, Warehouse, Servicing Products; Freddie Mac and Trended Credit Data; STRATMOR on Younger Borrowers

Did someone say, “National Margarita Day”? (Splendid timing, especially as vendors and lenders contemplate a rate and volume environment that may not change much for months, and compensation &amp; personnel adjustments continue.) In 2023, the United States was the leading recipient of Mexico’s tequila exports, importing 84.8 million gallons of tequila from South of the Border. This has nothing to do with residential lending, other than plenty of folks in our biz enjoy a tasty margarita. While we’re on taste, the other day I mentioned a joke about vultures saying clowns taste funny which blog poster and attorney Brian Levy took as an invitation to “poke a little fun at this bear” in his most recent post. Levy’s most recent Mortgage Musings edition is titled, LO Comp, Bozo Buckets and “P&amp;L Branches” and offers a spirited and insightful discussion of a couple LO Comp related issues that have been in the new ....

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DPA, Warehouse, Multi-lingual Tools; Trigger Lead Law; STRATMOR on Customer Service; Mortgage Supply and Demand

“Yesterday I asked my kindergartener what she did in school, and she replied ‘nothing,’ then later I went on Instagram and her teacher had posted a picture of her holding an alligator.” To keep your child safe from harm, or increase their boredom, next week, April 27th, is “Bring your child to work day.” I am not quite sure how that works with the hybrid office/work from home situation that many are doing now. “Come with me into the living room; I’ve arranged your desk on the coffee table.”? Lenders and vendors have been able to reduce office leases and overhead, but working from home has certainly impacted the feeling of “corporate culture,” and some would argue makes it easier for competitors to hire key personnel away. Meanwhile, NAMB “applauds” Congressional lawmakers for advancing H.R.2656, legislation designed to end the use of trigger leads, and if passed and signed by the President would ....

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Ginnie Delivery, Fee Collection, Processing, Insurance, Warehouse Mgt. Tools; Celebrity Home Loans' Goodbye Letter

“I had a cousin who created a cold air balloon. But it never took off.” Like the intricacies of residential lending, few people are aware of the world of balloons. Meteorologists launch high-altitude balloons from the United States dozens of times each day. What’s more, weather balloons, are deployed twice a day, every day, at the same time from almost 900 locations around the world. Plenty of balloons fall to the earth. I really don’t like sensationalist headlines like “U.S. House Prices Plummet.” Especially when they’re false. Ask anyone who is in an area with starter homes, for example. The National Association of Realtors released its latest quarterly report showing that nearly 90 percent of all metro areas saw housing prices go up last quarter. (Today’s podcast can be found here and this week’s is sponsored by the STRATMOR Group, the data-driven mortgage advisory. At STRATMOR, insights and knowledge are applied to guid ....

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Sieben typische Fehler am Morgen, die Sie vermeiden sollten

Für einen guten Start in den Tag sollte der Morgen möglichst stressfrei verlaufen. Bei vielen ist allerdings das Gegenteil der Fall – weil sie am Morgen einiges falsch machen. Diese häufigen Fehler solltest du morgens vermeiden. ....

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[Kaufberatung] - (OPNSense): Stromverbrauch/Leistung Fujitsu D538 E94+ vs. Fujitsu S940

Hallo!

Seit April nutze ich einen Fujitsu D538 (E94+) mit einem Pentium G5600 (2x 3,9 GHz), 8 GB Ram, einer alten/neuwertigen Intel SATAII-SSD und einer. ....

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