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ABA-Thinking outside the (credit) box

Special-purpose credit programs build on data sharing to expand lending outreach.
Banks are longtime users of customer cashflow information to help determine creditworthiness, but the move to. ....

United States , Mark Brucker , Erin Allard , Early Warning Services , Huntington Bank , Amegy Bank , Small Business Diversity Banking Program , Journal Podcast , Project Roundtable , Economic Access , Prism Data , News Publishing ,

Lenders use AI to offer low credit score personal loans to borrowers

Fintech lenders are increasing their use of AI to go beyond the traditional credit scores and offer personal loans to borrowers with lower credit scores. ....

United States , Nat Hoopes , Dave Uejio , Dave Girouard , Consumer Financial Protection Bureau , Deposit Insurance Corp , Office Of The Comptroller , Project Roundtable , Economic Access , Director Dave Uejio , Federal Deposit Insurance , Personal Finance ,

Lenders use AI to offer low credit score personal loans to borrowers

Fintech lenders are increasing their use of AI to go beyond the traditional credit scores and offer personal loans to borrowers with lower credit scores. ....

United States , Nat Hoopes , Dave Uejio , Dave Girouard , Consumer Financial Protection Bureau , Deposit Insurance Corp , Office Of The Comptroller , Project Roundtable , Economic Access , Director Dave Uejio , Federal Deposit Insurance , Personal Finance ,

Lenders use AI to offer low credit score personal loans to borrowers

Fintech lenders are increasing their use of AI to go beyond the traditional credit scores and offer personal loans to borrowers with lower credit scores. ....

United States , Nat Hoopes , Dave Uejio , Dave Girouard , Consumer Financial Protection Bureau , Deposit Insurance Corp , Office Of The Comptroller , Project Roundtable , Economic Access , Director Dave Uejio , Federal Deposit Insurance , Personal Finance ,

Lenders use AI to offer low credit score personal loans to borrowers

Fintech lenders are increasing their use of AI to go beyond the traditional credit scores and offer personal loans to borrowers with lower credit scores. ....

United States , Nat Hoopes , Dave Uejio , Dave Girouard , Consumer Financial Protection Bureau , Deposit Insurance Corp , Office Of The Comptroller , Project Roundtable , Economic Access , Director Dave Uejio , Federal Deposit Insurance , Personal Finance ,