Operator
Good morning. My name is Kate, and I will be your conference operator today. At this time, I would like to welcome everyone to the Primerica, Inc. Q4 Earnings Results Conference Call. [Operator Instructions]
Thank you. I will now turn the call over to Nicole Russell, Head of Investor Relations. You may begin your conference.
Nicole Russell
Senior Vice President, Investor Relations
Thank you, Kate, and good morning, everyone. Welcome to Primerica s fourth quarter earnings call. A copy of our earnings press release, along with materials that are relevant to today s call, are posted on our Investor Relations on the Investor Relations section of our website at investors.primerica.com.