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How to apply for home loan, calculate cost, pre-close

Taking a home loan? Here is all you need to know. ....

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investment: Do not seriously consider part prepaying your home loan while evaluating your investment decisions: Gautam Kalia

"It is not necessary to rush to pay off your home loan. Even if the return on equity is higher than the loan rate, it is still beneficial to continue with both, considering the long-term perspective. However, one should consider tax savings and maximize them when deciding on part prepayment. if one is conservative and prefers a guaranteed return, it may be better to pay off the loan sooner. " ....

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