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fox business and everything that is happening, but if you are the individual investor and you paid attention all of this time. it was like, don t go near bonds. bonds are going to crash. don t do this, do this. not everybody gets it right all the time. what should a person do who opened up their fourth quarter statement and said, oh my goodness, i am never going to be able to retire. everybody said, yes, stay away from bonds. but in the ends the but in the end the bonds kept rallying and did okay jie. no kidding. oops. i call it the sleep test. if you can t go to sleep because of what your port folio is in, then you are in the wrong thing. and if you need to sell that money, if you need that money in two years, then get out of the market. you are in the wrong place at the wrong time. you call it the sleep test. i call it the stomach test. they are both very good ones. that s a really good word

Don tDont go near bondsFox businessThe endOh my goodnessSmart moneySleep testPort folioStomach test