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The 2010 annual report by the Social Security trustees has been released. It comes as no surprise that the Trustees Report predicts massive and permanent yearly deficits if the Social Security system is not reformed. Though the report shows that Social Security payments are secure for another five years, Social Security already owes $7.9 trillion more in benefits this year than it will receive in tax revenues. The time for reform is now delay will only make each challenge and problem harder to fix. Heritage Foundation financial and pension expert David C. John examines the findings of the new Trustees Report and explains what they mean for Americans.

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