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Why I caved and got the Marriott Bonvoy Brilliant Amex credit card The Points Guy © Provided by The Points Guy MSN has partnered with The Points Guy for our coverage of credit card products. MSN and The Points Guy may receive a commission from card issuers. Please note: the offers mentioned below are subject to change at any time and may not be available. I’ve said it before and it still rings true: I’m not big on loyalty programs or chasing elite status. Sure, having status comes with incredible benefits, but I prefer the freedom of not being tied to a single loyalty program. I want to pick the best hotel in any given city without thinking about which option will help me fulfill my elite status requirements. This philosophy has resulted in some really amazing and unique hotel stays that would not have been possible if I’d been overly concerned with loyalty.

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