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Insurance Coverage: What You Don’t Know Will Cost You Thousands Insurance Coverage: What You Don’t Know Will Cost You Thousands PHOTO FROM SHUTTERSTOCK.COM Kareen Kinzli Larsen, Realtor at RE/MAX Alliance Wellington Condos, townhomes, or patio homes are perfect for easy-living with low maintenance and little to worry about. The HOA maintains the landscaping, shovels the snow, and covers the big expenses such as exterior painting or roof replacement. I’m here to tell you, there is a storm brewing over your convenient maintenance-free lifestyle, and it is a hailstorm. According to the National Insurance Crime Bureau (NICB), Colorado ranks #2 for hail claims. In 2017, Colorado experienced the most expensive hailstorm in history with NICB reporting 2.3 billion in damages. Don’t think the insurance companies are ignoring these facts. ....