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PNB Housing Finance aims to increase its share of the affordable housing segment in overall loan disbursal from 10% to 40% within 3-4 years. The affordable housing segment, named Roshni, achieved a loan book of Rs 1,000 crore in less than a year. The company plans to open 60 more branches before March to capitalize on growing demand, especially in tier 2 and 3 cities. ....